RESUMEN
India as developing country is hugely depending upon agriculture due to labour intensive technique adopted in agriculture sector. Gujarat is greater contributor because of its demographical advantage and crop pattern. Despite of industrial growth in Gujarat state, it can be said that Gujarat still did not lost its potential and growth in playing its part in agricultural development. Agriculture finance on other side has its crucial role to play in growth of agriculture Finance. The present paper indicates the potential and performance of agriculture in Gujarat state and also attempt has been made to address agriculture finance performance in Gujarat. Gujarat has not preserved and developed its natural resources when it comes to farming. Farmers also suffer due to lack of irrigation facilities. The methods of cultivation in most areas of India are still ancient. Farmers are not able to adopt modernization due to lack of fund and exposure towards it. It is the government which concentrate more on agriculture finance by providing micro credit, crop loan and crop insurance, which aim to uplift stand of living of the farmers.
RESUMEN
Indian Economy is heavily depending upon Agriculture since independence, as it contains high weight age in total contribution of national income, so we can say in India agriculture is not business rather way of living life. Agriculture not only contributes to GDP but also in export and import, food processing business and other agricultural business. As India is labour intensive country and also most of peoples live in rural area, agriculture and related business provides majority of employment opportunity in their local region only. India has not preserved and developed its natural resources when it comes to farming. Farmers also suffer due to lack of irrigation facilities. The methods of cultivation in most areas of India are still primitive. There has been a scarcity of fresh investments in agriculture sectors. Indian agricultural industry has its own tailbacks at each stage. The present paper focus on how farmers perceives agricultural loan, do they believe it is really contributing in to economic well being? This paper also attempts and possible suggestion to the stake holders to act in decisive mode while addressing famers issue related to agriculture finance