The Deficiency and Perfecting Countermeasures of Medical Accident Insurance in China / 中国医学伦理学

There are many deficiencies of the current medical accident insurance in China. Learning from the foreign no - fault compensation system for medical injury,combining with China's reality,it could be done as fol-lows:establishing a mandatory medical accident insurance system through legislation;bringing premiums into health insurance co - ordination;simplifying the claims process and increasing claims quota;standardizing the sales chan-nels. Medical accident insurance and medical liability insurance complement each other,so that the losses of pa-tients achieve effective relief compensation through insurance,effectively easing the tense relationship between doc-tors and patients.

Preliminary study on the application of medical accident insurance at a hospital in Tianjin / 中华医院管理杂志

This paper introduced the development of medical accident insurance at Tianjin Medical University General Hospital. The author summed up the achievements made in practice and analyzed the problems such as low risk awareness of the patients in their low proportion of insurance risk coverage ,lack of normalized industry standards ,and lack confidence. Other problems include the lack of top-level design of the system ,and high difficulty to plan insurance projects. The paper also recommends to strengthen the positive publicity and guidance ,to create a healthy atmosphere of public opinion;to improve the system ,standardize the industry supervision ;and encourage the introduction of policy proposals ,and to perfect the national medical risk sharing and compensation mechanism .

The Drawbacks of Applying the "Equitable Responsibility" Principle to Settle the Medical Accident and the Measure to Deal with it / 昆明医科大学学报

Objective To discuss the medical treatment responsibility caused by unpredictable harm.Method In medical treatment,the court usually applies the "Equitable Responsibility" principle to settle the medical conflicts caused by unpredictable harm,this poses certain limitations.Result The fact that hospitals being liable for compensation or reparation ignores the mutual risk-sharing responsibility of hospitals and patients.Conclusion To establish the system of medical accident insurance is one of the best measure to solve the medical conflicts caused by unpredictable harm.