Discussion on Constructing the Patient-centered "Banking-Medical" Service Platform in a Scientific Way / 中国卫生经济

ABSTRACT

Objective:To explore the construction of a new pattern of medical payment,with a patient-centered,multi-bank,sharing platform of real-time settlement.Methods:By innovating the corporation between banks and hospitals,real-time settlement platform between banks and hospitals was buih based on the idea of "Internet +",with a variety of mobile payment including mobile banking service and Internet bank service.Patient could serve themselves with fast and convenient payment.Meanwhile,more medical information could be accessed to improve the experience.Results:New pattern of medical payment,"all cards in one"self-help consumption pattern,achieving information exchange through real-name system,supporting real-time settlement and remote payment,could extend medical services indefinitely and was truly patient-centered.It facilitated people to seek medical treatment,and patients could make use of it with high rate.Conclusion:Only a truly patient-centered pattern of medical payment could give convenience to patients,while providing efficiency to hospitals and supporting funds to banks,thus achieving a multi-win goal among patients,hospitals and banks.