Private health insurance and access to healthcare.

ABSTRACT

The health insurance business in India has seen a growth of over 25% per annum in the last few years with the expansion of the private health insurance sector. The premium incomes of health insurance have crossed the Rs 8,000 crore mark with the share of private companies increasing to over 41%. This is despite the act that from the perspective of patients, health insurance is not a good deal, especially when they need it most.