COVID-19 and Bank Behaviour Evidence from India

ABSTRACT

The article analyses the impact of the pandemic on the banking sector in India. Utilising data on Indian banks, it addresses two questions fi rst, what was the magnitude of the impact on bank lending across ownership? Second, what was the impact on their costs and returns? This article is one of the early exercises to examine the impact on banks’ balance sheets in the Indian context. © 2022 Economic and Political Weekly. All rights reserved.