Bank-specific performance indicators, macroeconomic variables and capital adequacy of Nigerian banking industry
International Journal of Research in Business and Social Science
; 11(6):288-299, 2022.
Article
in English
| ProQuest Central | ID: covidwho-2067467
ABSTRACT
[...]we canvass those Nigerian banks should reduce dividend payouts and increase retained profits as a buffer against exposed risks. To ensure the healthiness of banks in the banking industry as well as facilitate international transaction, the central bank of ten countries (Belgium, Canada, France, Germany, Italy, Japan, the Netherlands, Sweden, the UK and the US) formed the committee of banking supervision in 1988 (the Basel Committee on Banking Supervision). Since the formation of this committee, it has undergone at least three stages called the Basel I, Basel II and Basel III. Premised on shock to the economy brought on by the coronavirus pandemic, with economic growth in 2020 expected to contract by as much as 4.4 percent to 8.94 percent, a drop in oil receipt and a devalued Naira in the range of 380-450 to US dollar, the capital adequacy of banks could be severely threatened, (Egba, 2020). [...]scholars have extensively shown that bank specific performance indicators and macroeconomic factors affected capital adequacy ratio. [...]this paper examined the effect of banks specific-performance indicators and macroeconomic factors on bank financing which is the minimum funds required for their short-term obligation or capital adequacy ratio.
Social Sciences: Comprehensive Works; Macroeconomics; Banking industry; Foreign exchange rates; Capital requirements; Economic statistics; Committees; Central banks; International finance; Generalized method of moments; Bank failures; Economic growth; Crude oil prices; Regional banks; Economic indicators; Regulation of financial institutions; Profitability; Business metrics; Crude oil; United States--US; Nigeria; 52111:Monetary Authorities-Central Bank
Full text:
Available
Collection:
Databases of international organizations
Database:
ProQuest Central
Language:
English
Journal:
International Journal of Research in Business and Social Science
Year:
2022
Document Type:
Article
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