Insurance response in disaster

The focus of this report is on human behavioral response to disaster insurance. Two questions are addressed initially; 1) why does a belief exist that suggests people be have badly in a disaster? and 2) why do people repeat their mistakes by relocating themselves in the same highrisk areas in which they were previously vulnerable? the answers to these questions in terms of human behavior lend to the understanding of the options used by people for minimiying the effects of disasters. Insurance is seen as the key to the adoption of hazard-mitigation adjustments and is recognized as a prime incentive in the move towards the efficient usage of hazardous areas

Disaster response : The perception of the threat and its influence on community decision on insurance

This paper attempt to provide a framework from which further research can be undertaken in the development of a model capatable of explaining the decision- making processes an individual employs in his decision to purchase natural disaster insurance by extracting variables from the literature related to natural disasters. The author summarizes what ithers have found to be relevant to the factors which influence a person's decision to purchase this type of insurance. The literature reviewed has mainly been undertaken by geographers and by sociologists. Who were primarily focussing their inquiries into people living in flood plain and earthquake-prone locations

Culture conflict and coping in a group of aboriginal adolescents.

Critical incidents adapted to presentation in picture form were used to investigate responses of Aboriginal adolescents from Elcho Island mission in the Northern Territory of Australia in conflict situations arising from culture contact. These Aboriginal youths are part of a complex environment where choice behaviour is mediated by specific and broader situational characteristics of the social environment. Results showed a relationship between conflict responses and orientation to traditional values and skills, but no apparent relationship between conflict responses and modern value orientation or psychopathology variables. Adolescents who attended high school in Darwin were seen as more mission and academically oriented than locally educated youth. Contary to expected patterns, males appeared to be less involved in both mission and traditional activities and more restricted by traditional social expectations than were females.