Malpractice--a plaintiff's perspective.

Evaluation of malpractice litigation considers any breach of the fiduciary responsibility of the dentist, violations of the standard of care, comparative patient negligence, possible defenses such as honest mistake and causation. Issues in determining damages and mitigation are also discussed and a series of questions is offered concerning evidence for various dental procedures. Emerging trends in litigation include disregard of manufacturers' precautionary instructions in using new materials.

Claims made versus current professional liability.

Certain classes of insurance, such as professional liability insurance, have been targeted for substantial price increases or changes in the manner policies are written as carriers shift their portfolios to more profitable industries. In 1979, when interest rates were soaring, the industry cut premium prices to attract policyholders. Later, when interest rates dropped, the shortfall left the industry with insufficient return on their investments to compensate for reduced premium income.