Viewing the candidates as risk managers.

After one of the most chaotic political primary seasons that we've seen in many years, election season began early this time around. It promises to be one of the most entertaining in decades as we head towards the respective national conventions in late summer. The candidates are touting "change" as one of the central themes for their campaigns, but I must say that a more appropriate word might be "choice." I doubt that there has ever been a more diverse field of candidates.

From the end of the world to the top of the world.

I've been on the road a bit this summer. Because of the kind generosity of my London broker, Lloyd and Partners, Ltd., I've been allowed the unique opportunity to have an insider's view of the London market. I observed an interesting renewal situation and sat with underwriters in their boxes amid the hallowed (at least to us insurance geeks) trappings of Lloyd's. I spent several lovely days in Hanover with my long-time lead reinsurer, Hanover Re, while trying desperately to keep up with my own work back home. It's been stimulating and thought-provoking, and I know I won't ever view the purchase of insurance in the same way.