RESUMO
This study reviews the literature related to Islamic microfinance institutions (IMFI) published in reputable international journals. The manuscripts that have been collected consist of 71 papers that are classified into several study topics. The most researched topic is Poverty alleviation with as many as 25 papers (35%). Next are the papers with the topic of Waqf-based microfinance as many as 12 papers (17%). This follows with 11 papers on the topic of Marketing & Fintech (15%), and 10 papers on the topic of Sustainability & Outreach (14%). Meanwhile, the paper with the theme Maqashid Shariah ranks fifth with a total of 7 papers (10%). Finally, there are 6 papers with the theme of Risk management & Governance (8%). At the end of each topic, the essence of research is presented for future research, which will be useful for academics and practitioners.
RESUMO
This article focuses on presenting a two-year panel data set of Islamic microfinance institutions' (MFIs) clients in Indonesia. The clients are divided into three groups: clients receiving profit and loss sharing (PLS) finance, receiving non-PLS finance and those receiving finance by both mechanisms. Data obtained from 289 Indonesian Islamic MFIs clients contain the clients' financing characteristics. The chi-square (χ2) inferential statistics model was used in the data analysis. The data show that total finance approved, the duration of the financing application process, the financing duration, and savings in Islamic MFIs is associated with the three groups.
RESUMO
This paper investigates the determining factors of non-performing financing in Islamic microfinance institutions (MFIs) in Indonesia. Using logistic regression, the study sample comprises data from 140 clients; 90 with a good financing status and 50 with a poor financing status. The results show that age, gender, occupation, and type of contract influence the non-performance of clients of Islamic MFIs in Indonesia. Probit regression confirmed the results.
